Effective Date: August 20, 2026 • Last Updated: August 20, 2026
Part I: Terms of Service
Part II: Privacy Policy
Have questions regarding our terms or privacy policy? Reach out to our support team.
Email SupportWelcome to the website of Yamas Educational Consult ("Yamas", "we", "us" or "our").
Yamas Educational Consult is an educational consultancy based in Appiadu, Near Emena, Kumasi, Ghana, founded and directed by Stephen Nkansah.
These Terms of Service ("Terms") govern your access to and use of the Yamas website, including its educational information, resources, products, services, training programmes, consultancy services and any transactions conducted through the website.
By accessing or using this website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the website.
Yamas Educational Consult provides educational products, programmes and professional services. These may include:
The products and services available through the website may change from time to time.
You may use this website for lawful educational, personal, professional or business purposes. You agree not to:
Yamas reserves the right to restrict or terminate access to the website where we reasonably believe that these Terms have been violated.
The information published on this website is provided primarily for educational and informational purposes.
Yamas makes reasonable efforts to ensure that its educational information and resources are accurate, relevant and useful. However, educational recommendations, programme descriptions, schedules and other website content may be updated or changed from time to time.
Information provided on the website should not automatically be interpreted as a substitute for an individual learner assessment, school-specific advice or a professionally designed educational intervention.
Unless otherwise stated, the content and materials appearing on this website are owned by or licensed to Yamas Educational Consult. This includes, but is not limited to:
All rights relating to such materials are reserved. The Yamas ReadSpella name, programme materials and associated educational resources may not be copied, reproduced, adapted, republished, distributed, uploaded, resold or commercially exploited without prior written permission from Yamas Educational Consult.
Where Yamas expressly provides a resource for educational use, the purchaser or authorised user may use that resource for the purpose and within the scope specified by Yamas.
Unless expressly authorised in writing, purchasing or receiving a Yamas resource does not transfer ownership of the underlying copyright or intellectual property to the purchaser.
Schools, teachers and other authorised users must not reproduce Yamas materials in quantities or for purposes beyond the permission granted with the relevant product or service.
Where books, educational tools or other physical products are offered for sale through the website, product descriptions, images and specifications are provided to assist customers in making informed purchasing decisions.
Yamas makes reasonable efforts to ensure that product information is accurate. However, minor variations in colour, appearance, packaging or presentation may occur.
Product availability is subject to stock. Yamas reserves the right to discontinue a product, modify its specifications or change its price before an order is accepted.
Yamas may advertise and provide different forms of professional development and consultancy, including full training programmes, refresher training, school-based training, cluster-based training and other educational services.
An advertisement, announcement or promotional communication does not necessarily constitute a confirmed booking. A training programme or consultancy engagement becomes confirmed when Yamas has accepted the booking or subscription in accordance with the applicable programme terms.
Specific training dates, fees, locations, duration, participant requirements, deliverables and other conditions may be stated separately in a quotation, invoice, proposal, booking confirmation or other written agreement. Where applicable, those specific terms will form part of the agreement between Yamas and the client.
Prices and fees displayed on the website are subject to change unless a specific price has been confirmed in writing.
Where applicable, the total amount payable by a customer will be communicated before a transaction is completed. Payment methods may include those made available by Yamas from time to time.
A booking, order or subscription may not be considered confirmed until the required payment or agreed payment arrangement has been received or accepted by Yamas.
Submitting an order or enquiry through the website does not necessarily mean that Yamas has accepted the order. Yamas may decline or cancel an order where:
Where payment has already been received for an order that Yamas cancels, the applicable refund arrangements will apply.
Where physical products are purchased, applicable delivery arrangements, estimated delivery times and delivery charges will be communicated to the customer.
Delivery times may vary depending on location, stock availability, courier arrangements and circumstances beyond Yamas's reasonable control. Any stated delivery period is an estimate unless expressly confirmed otherwise.
Yamas is not responsible for delays caused by third-party delivery providers or circumstances beyond our reasonable control.
Returns, exchanges and refunds for products and services will be governed by the applicable Returns, Exchanges and Refund Policy published by Yamas.
Where a separate policy applies, that policy forms part of these Terms. Customers should review the applicable policy before completing a purchase or booking.
Nothing in these Terms is intended to remove or restrict any rights that a customer may have under applicable Ghanaian law.
Specific cancellation, postponement, rescheduling and refund arrangements for training programmes may vary according to the programme or booking.
Where special terms apply, they will be communicated to the participating school, organisation or individual before or at the time of booking.
Yamas may reschedule a programme where circumstances reasonably require it. Where Yamas cancels a paid programme and cannot provide an acceptable alternative arrangement, the applicable refund terms will apply.
The website may contain links to third-party websites, platforms or services. These third parties operate independently of Yamas and may have their own terms of use and privacy policies.
Yamas is not responsible for the content, availability, security, privacy practices or operations of third-party websites or services. Users access third-party websites at their own discretion and risk.
Yamas aims to keep the website available and functioning properly but does not guarantee that it will always be available, uninterrupted, secure or error-free.
The website may occasionally be unavailable because of maintenance, technical problems, hosting or network failures, cybersecurity incidents, updates or circumstances beyond our reasonable control.
Yamas makes reasonable efforts to ensure that information published on the website is accurate and current.
However, errors, omissions or outdated information may occasionally occur. Yamas reserves the right to correct errors and update website information, including product descriptions, programme details, prices and availability.
If you submit information through the website, including enquiries, feedback, registration information or other content, you agree that:
You must not submit information that is unlawful, misleading, defamatory, abusive, threatening or otherwise inappropriate. The collection and handling of personal information submitted through the website are governed by the Privacy Policy.
Yamas provides educational services and resources that may involve schools, teachers, parents, guardians and learners.
The website should not be used by children to submit personal information without appropriate adult, parental, guardian or institutional involvement where required. Schools, parents, guardians and other authorised persons are responsible for ensuring that any learner information submitted to Yamas is provided lawfully and with the necessary authority.
Yamas will handle personal information in accordance with its Privacy Policy and applicable data-protection requirements.
Your use of the website may involve the collection and processing of personal information. Yamas's collection, use, storage, disclosure and protection of personal information are explained in our Privacy Policy.
The Privacy Policy forms part of these Terms.
To the extent permitted by applicable law, Yamas Educational Consult will not be liable for losses or damages arising directly or indirectly from:
Nothing in these Terms is intended to exclude or limit any liability or consumer right that cannot lawfully be excluded or limited under Ghanaian law.
To the extent permitted by applicable law, you agree to indemnify and hold harmless Yamas Educational Consult, its representatives and authorised personnel from claims, losses, liabilities, costs or expenses arising from:
Yamas may suspend or terminate access to the website or particular services where reasonably necessary to protect the website, its users, its intellectual property or its legitimate business interests, or where a user has violated these Terms.
Termination will not affect rights or obligations that arose before termination.
Yamas may update these Terms from time to time to reflect changes in its services, website operations, legal requirements or business practices. The updated version will be published on the website with a revised Last Updated date.
Where appropriate, significant changes may be communicated through the website or other available communication channels. Continued use of the website after updated Terms have been published constitutes acceptance of the revised Terms, to the extent permitted by law.
These Terms shall be governed by and interpreted in accordance with the laws of the Republic of Ghana.
Any dispute arising from the use of the website, products or services should, where reasonably possible, first be addressed through good-faith communication between the parties. Where a dispute cannot be resolved amicably, the parties may pursue any appropriate dispute-resolution or legal process available under Ghanaian law.
For questions concerning these Terms, website use, products, services or transactions, please contact:
Yamas Educational Consult
Founder & Director: Stephen Nkansah
Location: Appiadu, Near Emena, Kumasi, Ghana
Telephone: 0542542627 / 0591483767 / 0243366442
Email: info@yamaseducation.com
By accessing and using the Yamas Educational Consult website, you acknowledge that you have read, understood and agreed to these Terms of Service.
Yamas Educational Consult reserves all rights not expressly granted under these Terms.
Yamas Educational Consult ("Yamas", "we", "us" or "our") respects your privacy and is committed to protecting the personal information entrusted to us.
This Privacy Policy explains how Yamas Educational Consult collects, uses, stores, protects and, where necessary, shares personal information when you visit or use our website, contact us, purchase our products, register for our programmes, engage our services or otherwise interact with us.
Yamas Educational Consult is based at Appiadu, Near Emena, Kumasi, Ghana, and is founded and directed by Stephen Nkansah.
This Privacy Policy is intended to operate in accordance with the applicable laws of the Republic of Ghana, including the Data Protection Act, 2012 (Act 843).
For purposes of this Privacy Policy, Yamas Educational Consult is responsible for the personal information that we collect and process in connection with our website, products and services, subject to applicable law. Our details are:
Yamas Educational Consult
Founder & Director: Stephen Nkansah
Location: Appiadu, Near Emena, Kumasi, Ghana
Telephone: 0542542627 / 0243366442 / 0591483767
Email: info@yamaseducation.com
The type of personal information we collect depends on how you interact with Yamas. This may include:
Information you provide directly:
Information relating to schools and educational programmes:
Where Yamas provides school-based services, training, assessments or consultancy, we may receive information relating to schools and educational institutions; teachers and school administrators; programme participants; learners, where necessary for the provision of an agreed educational service; and authorised parents, guardians or representatives. We will only request or process information that is reasonably necessary for the relevant educational, administrative or service-related purpose.
Information collected automatically:
When you visit our website, certain technical information may be collected automatically, depending on the website's configuration and the technologies used by our hosting or service providers. This may include IP address; browser type; device type; operating system; pages visited; approximate time and date of visits; referring website; and other technical information relating to website use.
We may collect personal information when you:
We may also receive information from an authorised school, organisation, parent, guardian or other representative where this is necessary for the provision of our services.
We may use personal information for purposes including:
We will seek to use personal information only for purposes that are necessary, relevant and appropriate to the reason for which the information was collected.
Yamas will process personal information in accordance with applicable data-protection requirements. Depending on the circumstances, we may process information because:
Where we rely on consent, you may withdraw that consent, subject to any legal or contractual consequences that may apply.
Yamas may from time to time provide information about educational products, books, training programmes, workshops, events and other services that may be relevant to our customers and contacts.
Where applicable, we will obtain the required consent before sending direct marketing communications. You may request that we stop sending marketing communications at any time.
A request to stop marketing communications will not necessarily affect communications that are necessary for an existing order, booking, transaction, service or other legitimate relationship with Yamas.
Our website may use cookies and similar technologies to support website functionality, improve user experience, understand website usage and, where applicable, support security and analytics.
Cookies are small files or pieces of information stored on your device by a website or service. Depending on the type of cookie used, you may be able to manage or disable cookies through your browser or through cookie controls provided on the website. Disabling certain cookies may affect the functionality of some parts of the website.
Yamas does not sell personal information to third parties. We may share personal information where reasonably necessary with:
Where we use third-party service providers to process personal information on our behalf, we will take reasonable steps to ensure that appropriate safeguards are applied.
Where payments are made through the website or through an external payment platform, payment information may be processed by the relevant payment service provider.
Yamas may receive information necessary to confirm or administer a transaction, such as payment status, transaction reference or other relevant transaction details. Unless expressly stated otherwise, Yamas does not intend to store complete payment-card information on its own systems.
Customers should also review the privacy and security terms of the relevant payment provider.
Yamas provides educational resources and services that may involve children and learners. We recognise that information relating to learners requires particular care.
Where learner information is necessary for an educational service, assessment, programme or consultancy engagement, we expect it to be provided by an appropriate school, parent, guardian or other authorised person. We do not intend for children to independently submit personal information through the website for purposes such as purchasing products, registering for services or making enquiries without appropriate adult involvement.
We will only collect and process learner information to the extent reasonably necessary for the relevant educational or administrative purpose.
Yamas takes reasonable technical and organisational measures to protect personal information against:
However, no website, electronic transmission or storage system can be guaranteed to be completely secure. Users should also take reasonable precautions when submitting personal information online, including protecting passwords and avoiding the submission of sensitive information through unsecured communication channels.
Yamas will retain personal information only for as long as reasonably necessary for the purpose for which it was collected, unless a longer retention period is required or permitted by law. The appropriate retention period may depend on factors including:
When personal information is no longer required, we will take reasonable steps to securely delete, destroy or otherwise dispose of it, subject to applicable legal requirements.
Subject to applicable law, you may have rights concerning the personal information we hold about you. These may include the right to:
The Data Protection Commission identifies these and other rights under Ghana's Data Protection Act, 2012 (Act 843). Some rights may be subject to legal limitations or conditions.
If you wish to exercise a data-protection right or ask a privacy-related question, you may contact Yamas using the contact details provided in this Privacy Policy. Your request should, where possible, include:
We may need to verify your identity before releasing, correcting or otherwise acting on personal information.
If you have a concern about how Yamas has collected, used or handled your personal information, we encourage you to contact us first so that we can investigate and attempt to resolve the matter.
You also have the right to make a complaint to the Data Protection Commission of Ghana where you believe your data-protection rights have been violated.
Our website may contain links to third-party websites, platforms or services. This Privacy Policy applies to Yamas's handling of personal information and does not govern the privacy practices of independent third parties.
We encourage you to review the privacy policies of third-party websites and services before providing them with personal information.
Yamas may update this Privacy Policy from time to time to reflect changes in our services, website, technology, legal requirements or data-processing practices.
When changes are made, the revised policy will be published on the website with a new Last Updated date. Where appropriate, significant changes may also be communicated through available communication channels.
If you have questions about this Privacy Policy, wish to exercise your data-protection rights or have a concern about the handling of your personal information, please contact:
Yamas Educational Consult
Founder & Director: Stephen Nkansah
Location: Appiadu, Near Emena, Kumasi, Ghana
Telephone: 0542542627 / 0591483767 / 0243366442
Email: info@yamaseducation.com
Yamas is committed to handling personal information responsibly and in accordance with applicable Ghanaian data-protection requirements.
Where applicable, Yamas will maintain the necessary organisational, technical and administrative measures required for responsible processing of personal information. This Privacy Policy is intended to provide clear information about how Yamas handles personal information and the rights available to individuals under applicable law.
By using the Yamas Educational Consult website and voluntarily providing personal information to us, you acknowledge that you have read this Privacy Policy.
Where applicable, we will obtain consent or rely on another lawful basis before processing personal information. Yamas Educational Consult reserves the right to update this Privacy Policy as necessary to maintain transparency and compliance with applicable law.